DISCLAIMERS:

Website:

The information contained herein is for Canadian residents only and does not constitute an offer to sell or a solicitation in any foreign jurisdiction, or in any Canadian jurisdiction where Berkshire on Brant is not qualified to effect sales.

Berkshire Securities Inc. is in no way associated with Berkshire Hathaway or Warren Buffett.

Links:

Berkshire Securities Inc. does not make any representation that the information in any linked site is accurate and will not accept any responsibility or liability for any inaccuracies in the information not maintained by them, such as linked sites. Any opinion or advice expressed in a linked site should not be construed as the opinion or advice of Berkshire Securities Inc. The information in this communication is subject to change without notice.

Berkshire Securities Inc. is a member of the Investment Dealers Association (IDA) and the Canadian Investor Protection Fund (CIPF.)

Insurance:

Insurance products and services are offered through Berkshire Insurance Services Inc. (a licensed life insurance agency and subsidiary of the Berkshire group of companies) by Berkshire Advisors licensed as life agents.

Calculators:

The calculators are for illustrative purposes only and should not be relied upon as an accurate indication of your financial retirement needs. As each individual's situation is different and changes over time, the results are limited by the accuracy of the assumptions you make in providing the information used in the calculation. I (we) do not guarantee that this calculator is reliable, accurate or complete or that it will be compatible with your computer.

Mutual Funds:

Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Mutual fund securities are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer. There can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you. Past performance may not be repeated.

Segregated Funds:

Subject to any applicable death and maturity guarantee, any part of the premium or other amount that is allocated to a segregated fund is invested at the risk of the contractholder and may increase or decrease in value according to fluctuations in the market value of the assets in the segregated fund.